The cult of higher education that arose during the Soviet era is still widespread: parents are trying to attach their child to the university by any means, if only there was a cherished “crust” – otherwise you will not see a successful career. But in America, studying at a university is not at all considered something mandatory and necessary for success in life. There are several reasons for this.
Unlike Russia, in the USA there are no state-funded places either at universities or colleges. Depending on the status of the educational institution and the chosen course, a potential student will have to pay an average of 9,000 to 65,000 USD per year. If this figure is multiplied by 4 (so many years of study at the university), the amount will come out, to put it mildly, rather big.
Of course, there are scholarships that allow you to partially or fully cover the cost of education, but they are available to a few.
To receive a grant, you need to be a good athlete, a genius, a national minority, or, at worst, suffer resonantly from some kind of injustice. You can also take out a loan for education, but you won’t be able to repay it quickly: it can take up to 10 years, which is a serious period for financial bondage. But you will also need to buy a house – also, of course, on credit.
In the United States, people with and without higher education are treated equally: having a diploma is not considered indicator of intelligence, upbringing or success. And when something like this comes up, they immediately remember, for example, Steve Jobs, who dropped out of college, but this did not stop him from becoming a billionaire.
The example of Steve Jobs has become an inspiration for many Americans who have decided not to go to university – however, there is no data yet on how many of them managed to become billionaires.
Make money here and now
< p> A person decides for himself how to earn his first million – and whether he needs it at all. Not every American is ready to study as a doctor from 11 to 16 years old and only then receive serious money for their work. Many people simply go to work right after school in order to quickly acquire a credit history to buy a house, car and other material goods.
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The economic crisis 2008 and the recent Covid lockdown showed that Wall Street financial tycoons with a prestigious education and a street food business owner who spent at best two years in a community college can go bust. In the current state of affairs, most Americans aged 19-25 prefer to enjoy life rather than invest in education, which, as practice shows, is far from a sure thing that will help you stay afloat in a difficult financial situation.